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The Advantages of Having a Fleet Insurance Policy

Fleet insurance is as the name would suggest, cover for all your vehicles (the fleet) under the convenience of one policy. However, you will need at least two vehicles to be considered for a fleet policy. If your business has more than one vehicle and you want to save time and money, then you may be better off covering all your cars, bikes, vans or trucks with a single fleet vehicle insurance policy. What are the advantages? Fleet insurance can have several benefits for your business including; It’s less hassle: Fleet insurance is......

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Unoccupied Property Insurance that's Right for You

Owning an unoccupied building can pose serious liabilities as unoccupied buildings are more susceptible to vandalism, undetected repairs, fire, and other losses. If you own unoccupied property, it is advisable to purchase unoccupied property insurance. Risks Fire Lightning damage Explosion Windstorm or hail damage Smoke damage Theft and attempted theft Riot or civil commotion damage Escape of water Subsidence Vandalism (no one is present to deter vandals) Malicious mischief on the property and general property destruction   Insurance Solutions Under most policies, unoccupied property insurance can provide protection if your building goes......

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Benefits of Professional Indemnity Insurance

Professional indemnity (PI) insurance applies to individuals and organizations involved in providing services based extensively on personal knowledge and skills. It protects your business against claims for the loss by a client or a third party if you make mistakes and are found to have been negligent. Benefits: Financial protection from lawsuits: Financial losses from lawsuits can interrupt your business. If you have PI Insurance, all the defence cost is by the insurer itself. Such as costs for the lawyer fee, court cost, filing legal papers and more. Peace of mind: Performing......

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Considerations When Choosing Employers' Liability Limits

Employers’ liability (EL) insurance protects your business from claims of neglect made by the employees who have suffered an injury or ill health due to their work. Unlike most other types of insurance, EL is compulsory. If your business employs workers based in England, Scotland or Wales (including offshore installations or associated structures), your business must carry EL cover to avoid significant fines. By the law, your business is required to carry at least £5 million of EL cover. However, depending on the size and the nature of your business, the minimum......

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pi insurance

Professional indemnity (PI) insurance can cover a broad range of potential risks. Even though things that seem to be small errors can be hugely expensive for you and your business. But with the help of a professional indemnity insurance, it can safeguard your business. Companies that commonly need professional indemnity insurance are; architect firms, recruitment agency, consultancy firms, accounting practices, and much more. But what exactly can PI protect you from? How do you know you are in breach of it? What service do I need to do to get a PI......

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