Tag: Employer Liability


Considerations When Choosing Employers' Liability Limits

Employers’ liability (EL) insurance protects your business from claims of neglect made by the employees who have suffered an injury or ill health due to their work. Unlike most other types of insurance, EL is compulsory. If your business employs workers based in England, Scotland or Wales (including offshore installations or associated structures), your business must carry EL cover to avoid significant fines. By the law, your business is required to carry at least £5 million of EL cover. However, depending on the size and the nature of your business, the minimum......

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